Ideas… not advice

I am looking for some ideas on how to approach finances to position myself and wife for retirement. Nothing anyone says will be construed as financial advice…I am just finding that accountants and financial advisers are limited and conservative in their offerings…at least the ones I come across.

So the gist is this:

Me 55, wife 48..both working part time and this can be the case for the next at least 5 years. Combined income about 100k. No remaining dependents. Good at frugality…

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